How To Survive In College:
Just like it was difficult to survive in middle school, Knowing how to survive in college can be tough during your first year. Many students experience financial difficulties and difficulty paying their bills. It will be difficult, but there are a few things you can do to survive. One of those things is getting used to a conservative budget. This means that you need to learn how to survive college as a conservative spender.
Some students may be afraid of how to survive in college as a conservative spender because they are spending money they don’t have. However, this is not realistic. The reason why you should make it really, is that you may end up borrowing money from loans to pay for your education. The last thing you want to do is put yourself in a bad situation.
Thus, this article from the desk of 9Jagistreel.com esteemed writers will expose you to mind-blowing tips for surviving a college year with less stress.
How to Survive in College-8 Tips For The Freshman
Knowing how to survive in college as a conservative spender involves finding money to pay for your education. However, education itself is not cheap. So you have to decide how much of your future pay you are going to spend on tuition alone. How much can you cut back so that you can survive?
Some people choose to take the help of scholarships and grants. While you could possibly get enough money to attend college, this still does not take the burden of debt off of you. Plus, these grants and scholarships are limited to only a certain number of people. Knowing how to survive in college as a conservative spender involves knowing how to apply for financial aid to support your sponsor.
#1. Save Money
One thing you should do is make sure you’re saving every cent you earn. If you have money in the bank, then you won’t need to borrow it. That means you will be a conservative spender. When you do borrow money, you should look at the interest rate versus the cost of borrowing the money. And this will help you decide how to make payments.
#2. Spending wisely
The best thing you can do to ensure you spend wisely is to limit your credit card purchases to your needs and your income. One of the best ways to do this is to set up automatic deposits into your bank account. The bank will send you a check every month and you don’t have to think about the money.
The amount that you get will depend on the number of transactions you have made, the average payment, and the payment schedule of your student loan. You should aim to spend less than $100 per month on credit cards. You will also need to set up your student loan payments to fit into your budget.
#3. Earn Some Part-time Income.
Another way on how to survive in college as a conservative spender is to earn some part-time income. This doesn’t mean that you should work at a full-time job. You can earn part-time income from the library or from an online business. Just make sure that it’s not an overshadowing of your full-time job. This will allow you to save money for your education.
You can also use a part-time job to survive college students. Just make sure that it’s not something where you have to do hundreds of hours a week. Try to find something where you are just filling in for your full-time job. This can be at a store or with an online business.
#4. Apply For Scholarships and Grants
One of the best ways on how to survive in college as a conservative spender is to search for a scholarship or grant and apply for it. Look over each one that you find interesting. If there is an odd number, do your research to see if it applies to you. If there are scholarships that you qualify for, fill out your application. Then just wait to hear back from the schools you have applied to!
#5. Apply for Financial aid package( Study Loans)
Another way how to survive in college as a conservative spender is to use your financial aid package to do some repairs around the house. Take a look at the list of things you need done around the house and determine how much money you can come up with to get it done. Sometimes you can use that money to pay for your tuition. It may be more than you think.
#6. Rent Your Dorm Room
This might sound a little out of place for some people. When you finally get to college, most times comfort might not be top on the list. hence, part of knowing how to survive in college might require you to do a bit of living away from home. Living away from home is something that will become easier as time goes on.
The more you learn about how to survive in college as a conservative spender, the easier it will become for you.
You might even be able to rent out your dorm room to someone that is willing to pay you rent. It all depends on how much money you know you have coming in and how much you can save up each semester. Plus you don’t have to worry about how to find a job.
#7. Find Work in the Area Where you are Studying ( for off-campus students)
Some students decide not to live off-campus as they would not be able to afford it. If this is the case, then perhaps you can find work in the area where you are studying. Many times there are many jobs in the surrounding areas where you would want to live. You could work as a waitress at a popular restaurant, a cashier in a mall, or any number of different jobs that are available. Make sure you save up the extra money each semester so that you don’t have to worry about how to pay for your living expenses while you are attending college.
#7. Use your Study Loans to do Extra Things when you are Attending School
Finally, One of the best ways on how to survive in college as a conservative spender is to use your loans to do extra things when you are attending school. Take some time and figure out how you are going to pay for all of your school supplies. Do you have enough money to buy books? Is there enough money for your room’s decorations? Think about how you can save up extra so that you do not have to rely on financial means to get through your school years. Remember, your goal is to survive but you will also want to excel in your courses.
Pay your bills early: One of the best ways to save money is to pay your bills before the due date. Don’t wait until the last minute to pay bills.
Tips for surviving college as Freshman from A college Somophores
Don’t take on as much debt as you did before. While it is tempting to spend money, try to learn how to spend your money wisely. You are now making the big bucks, and it is easier to get yourself into big debt. You don’t want to spend your last penny just to be a college graduate.
Spend time with friends. Have you lost touch with friends from high school? Try to make time to get together with some of your old pals and have a good time. There’s no need to talk about bills or the future.
Just have fun. Develop a daily routine. Avoid getting into a pattern of sleeping late and then not getting up. Find a routine of getting up and going to the gym every day. You’ll be amazed at how productive you can be during the day if you get up and get moving.
There is plenty of good advice out there that can help you survive college. These tips can help you keep your head afloat for the first year. Before you know it, you will graduate and step into the real world. Most of the things you were taught in high school will still be useful in the real world, but you still have to learn how to balance your needs and wants.
“Bring Prophet TB Joshua’s Body Home For Burial” – Ondo Youths Tell Family Of Late Cleric
“I Miss Living Life With You”- Evelyn, Prophet TB Joshua’s Wife Marks His Birthday
Kim Kardashian Heartbroken As She Fails Baby Bar Exam A Second Time
TB Joshua’s Early Church Was Built With Planks And Worshippers Sat On Mats” – Late Cleric’s Ex-Driver Reveals
Aunt Mourns Niece’s Death, Accuses Her Pastor Husband Of Domestic Violence
“I Wish I Never Fought Davido Over Tagbo’s Death” – Caroline Danjuma Speaks In Regrets
Moment Socialite, Pretty Mike, Stormed Toyin Lawani’s wedding With Different Women Each Pushing A Baby In A Stroller (Watch)
“I Prophesied TB Joshua’s Death Three Times, We Spoke About It” – Prophet Joshua Iginla
“We Miss You Already” – Femi Fani-Kayode Celebrates Late Prophet TB Joshua At 58
“They Promised Us N1000 To Support Buhari” – Pro-Buhari Protester Claims (Video)
“Sexual Healing” – Nigerians React As Prophet Odumeje Conducts Deliverance On Top Of A Reverend Sister (Video)
Woman Bans Family From Her Funeral And Publishes Guest List In Own Obituary
“I Deliberately Infected Them With HIV” – Actress, Joyce Dzidzor Tells Men After Testing Positive On Live TV
Man Buys Car For His Girlfriend Who Stood By Him When He Was Broke
“Na Only This One I Get, I Take God Beg You” – Lady Begs Actress, Jemima Osunde Not To Snatch Her Man, She Reacts
Prophet TB Joshua Reveals Why Pastor Dare Adeboye Died Suddenly
“What My Husband Told Me Before The Plane Crashed” – NAF Pilot’s Wife
Widow Of Flt Lt. Alfred Olufade Who Died In The Kaduna Military Air Crash Shares Her Last Chat With Him (Video)
“Prophet TB Joshua’s Ministry Did A Lot Of Damage” – OAP Sandra Ezekwesili
Last Video Of Prophet TB Joshua Speaking About His Birthday Before His Death (Watch)
VP’s Wife, Dolapo Osinbajo Pays Condolence Visit To Widow Of Flt Lt. Alfred Olufade Who Tragically Died In Kaduna Military Air Crash (Video)
Rare Photos Of The Late Prophet TB Joshua’s Wife And Three Children
Throwback Video Of Late Flt Lt Olufade Dancing With His Wife At Their Wedding Reception About 2 Months Ago
“Pick Up Your Call Daddy” – Actress Tonto Dikeh Reacts To The Death Of Prophet TB Joshua
Adekunle Gold Reacts As His Wife, Simi Rocks His New Shirt (Photos)
Adeherself Reacts As Comedian, Cute Abiola Secretly Ties The knot With Original Lover
Prophet TB Joshua’s Elder Brother, Abimbola Balogun Speaks About TB Joshua’s Death
Nigerians React As Instagram Comedian, Cute Abiola Weds Longtime Girlfriend (Photos/Video)
“How Late Pastor Dare Adeboye Transformed My House” – Landlady Speaks
“I Met Him Sitting Unconscious In The Chair” – Evelyn, The Wife Of Prophet TB Joshua, Talks About His Last Moments
Viral4 months ago
Nigerian Lady Lies To Her Boyfriend That She Was Home, Turns Out She Was At A Hotel With A Man
Entertainment4 months ago
“I Remind My Daughter Everyday That I’m Not Her Father” – Actor, Bolanle Ninalowo
Entertainment4 months ago
Top 10 Richest Nollywood Actresses In Nigeria, Their Cars And Net Worth
Viral4 months ago
“When You Die, You’ll Face 2 Judges” – Mad Man Makes Surprising Revelation While Preaching The Gospel (Video)
Viral3 months ago
Touching Moment A Final Year Student Knelt Down As Boy Who Hawks ‘Pure Water’ Signed On His Shirt
Entertainment4 months ago
“I Actually Speak 7 Languages Fluently” – Actress, Mercy Johnson Reveals (Video)
Viral7 months ago
Meet 21-Year-Old Boy Who Feeds On Grass, Can’t Speak And Likes To Stay In The Jungle (Photos/Video)
Entertainment3 months ago
Simi Reacts Amid Cheating Allegations Against Her Husband, Adekunle Gold